Finding the right home loan involves consideration of your needs, finances and history to help you choose the right home loan. We are here to guide you. PurchaseFixed RateInterest rate & payments stay the same for the full term of the loan. FHAAn FHA loan provides a government-insured loan with flexible loan options. VAVA Loans offer flexible options as either fixed-rate or ARM mortgages. JumboJumbo loans offer maximum flexibility for home financing for larger loans. RefinanceRefinanceMortgage refinancing may lower your monthly payments. Cash Out RefinancePay off higher-interest debts by refinancing to a lower rate.